[podcast_subscribe id="274"] About the guest: Khyati is a chartered wealth manager by qualification and Financial Coach by choice. She specializes in discovering the financial DNA of individuals and families. She believes that every family's money story is unique and can be rewritten. She is on a mission to help 10,000 families rewrite their money story. A successful women entrepreneur, admired leader, speaker, and columnist in the financial service industry with over a decade of experience. Founder & Chief Financial Coach of Plantrich & Vama Plantrich. Winner of “Young Innovator in Finance” by International Women Leaders Forum. Trained over 3K people in Personal Finance. LinkedIn: https://in.linkedin.com/in/khyatimashru Plantrich : https://plantrich.in/ ------------------------------------------------------------------- Timestamps: 00:00 - Introduction 00:19 - Background 02:20 - What is Money Story? 05:00 - Women’s Relationship with Money 09:30 - How to Write your Money Story? 15:30 - Money Pitfalls for Newly Weds 19:20 - Is it better to have Joint Accounts? 25:20 - Building blocks of Personal Finance 26:30 -  Importance of Writing a Will 28:00 - Money Tips for Young Adults 30:00 - 50-30-20 Rule 31:00 - Portfolio Allocation 33:00 - Bitcoin? NFTs? 35:00 - How much should you have in Gold 37:00 - Diversifying across Geography 39:15 - LIC !! 42:00 - Investing in Stock Market 45:00 - Current State of FinTech 46:50 - Top 3 Investment ------------------------------------------------------------------ About What the HAT!? This is the podcast for you if you are a young adult or currently pursuing or have completed your education. We will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. We will also talk with our incredible guests in this podcast about productivity, leadership, management, careers, entrepreneurship, spirituality, and a lot more. On this podcast, we discuss everything and anything that will help us live a better life. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not-so-ordinary people. Read more about What the HAT!? on the website: www.whatthehatpodcast.com About the Hosts: Hiloni Punatar, Atit Kothari, Tapan Desai - https://www.whatthehatpodcast.com/about-us/ Hiloni Punatar - https://webshakers.in/ Atit Kothari - https://kothariatit.com/ Tapan Desai - https://tapandesai.com