Using a credit card requires smart spending and budgeting to avoid the dangers of getting into debt or paying hundreds of dollars in interest and fees. However, when you shop carefully and use your credit card strategically, you can take advantage of rewards, points, and other perks to save or even earn money. And you can do it without getting into debt as long as you follow two basic rules: charge only what you can afford and pay your balance in full every month.Learn how careful credit card use can help you earn, rather than lose, money.For more information visit this link: https://articlescad.com/ways-to-save-money-using-credit-card-57159.html Transfer Balances to Reduce Interest If you're currently carrying a balance on a credit card with a high-interest rate, you may be able to save hundreds of dollars by transferring that balance to a credit card with a lower interest rate.Taking advantage of a 0% APR balance transfer offer will give you time to pay off your balance without accumulating interest. For example, you can save almost $400 by moving a $3,000 balance at 17% to a credit card with a 0% APR for 12 months.Just be sure you can pay enough each month to bring your balance back down to zero within the introductory period. Otherwise, you'll end up losing money by still paying significant interest.  Hosted on Acast. See acast.com/privacy for more information.