In this episode of Listen Without Prejudice, Nicholas Barlow, Head of the Private Client Team at Bishop & Sewell, is joined by Ben Williamson, Senior Associate, to explore the many ways trusts can be used within wills to provide protection, clarity, and peace of mind for families. Whether you're a parent concerned about safeguarding your children's inheritance, part of a blended family navigating complex property arrangements, or looking to ensure long-term protection for vulnerable beneficiaries, this episode is packed with expert advice and practical insights. Nicholas and Ben delve into the types of trusts typically used in wills — from simple age contingencies to sophisticated discretionary structures — and discuss their benefits, inheritance tax considerations, and flexibility. They also unpack real-world scenarios involving property ownership, remarriage, mortgages, vulnerable beneficiaries, and cross-generational estate planning. This episode is essential listening for anyone thinking about how best to structure their estate to ensure their loved ones are protected — now and into the future. Chapter Markers: (01:45) Why Age Contingencies Are Technically Trusts (03:00) Choosing the Right Trustee (04:45) Inheritance Tax Implications for Spouses (06:00) The Role of Joint Tenants vs. Tenants in Common (08:30) Managing Mortgages and Liabilities (12:30) Letters of Wishes: Their Importance and Benefits (13:30) Discretionary Trusts for Complex Family Needs (15:45) Final Thoughts: Importance of Legal Advice Useful Links: Connect with Nicholas Barlow on LinkedIn Reach out to Ben Williamson on LinkedIn Visit the Bishop & Sewell Website