Derek Moore is joined by Mike Snyder and Shane Skinner this week to ask if you would rather have a $1 million lump sum vs $1000 per week for life if you won the lotter. Then, looking at some of the incoming 2026 Wall Steet year end S&P 500 Index targets. Don't forget we'll do our own 2026 prediction show. Later, Apple seems to be bucking the AI spend and its price has been resilient in 2025, so what goes right or wrong in 2026? Plus, how markets go up over time but more specifically, in years they are up it's likely they are up more than average.   Apple bet not to go all in on AI Wall Street investment banks 2026-year end targets starting Average market returns vs returns in up markets Time value of money Lottery winner in Canada chooses $1000 a week for life vs $1 million today The goldilocks markets as a thesis   Mentioned in this Episode   20-Year-old lottery winner decies against $1M lump sum, opts for lifetime weekly $1000 payout https://ca.news.yahoo.com/20-year-old-lottery-winner-decides-against-1m-lump-sum-opts-for-lifetime-weekly-annuity-in-hopes-of-buying-a-home-120026248.html   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com