The conversation covers various aspects of retirement planning, including income planning, risk tolerance, tax liabilities, healthcare planning, legacy planning, and estate management. Richelle Melde emphasizes the importance of working with a financial advisor to ensure all bases are covered and to avoid common retirement pitfalls. The conversation also discusses strategies such as creating buckets for different financial goals, separating needs from wants, maximizing Social Security benefits, thinking outside the box for income generation, and being tax-efficient with withdrawals. That and more on today with Richelle Melde. Call (877) 807-1977 or visit RAM Wealth Strategies to learn more.See omnystudio.com/listener for privacy information.