In this conversation, Richelle and Steve discuss financial resolutions for the new year, with a focus on saving more money, paying down debt, and spending less. They also explore the unique challenges women face in retirement planning, including the need for long-term care and the importance of financial independence. The conversation emphasizes the importance of setting goals, maintaining good health, and creating an estate plan. Ultimately, the goal is to find purpose and happiness in retirement by aligning financial decisions with personal values and aspirations. That and more on today with Richelle Melde. Call (877) 807-1977 or visit RAM Wealth Strategies to learn more.See omnystudio.com/listener for privacy information.