VANAKAM FRIENDS THIS EPISODE IS ALL ABOUT HOW TO ACHIEVE FINANCIAL STABILITY AND REDUCE DEBT FROM THE BOOK "THE TOTAL MONEY MAKEOVER " BY DAVE RAMSEY. HOPE YOU LIKE THIS. 00:00 - INTRO  01:00 - NO MORE DENIAL  02:33 - GET AN EMERGENCY FUND 04:11 - DEBT SNOWBALL 06:24 - CREATE A RUNWAY FUND 07:38 - INVEST & ENJOY 08:50 - CONCLUSION   FREE AUDIO BOOK  TELEGRAM LINK::::::::::::: https://t.me/s/real4amtamilmotivatio listen our PODCAST  ANCHOR ::::::::::::::: https://anchor.fm/4am-tamil-motivation SPOTIFY ::::::::::::::: https://open.spotify.com/show/3Ygl2zr4lNBUQU7Hsk64Et GAANA :::::::::::::: https://gaana.com/season/4am-tamil-motivation-season-1 JIOSAAVN :::::::::::::::https://www.jiosaavn.com/shows/4am-tamil-motivation/1/XzBwrvyyqWw_