There are more than 250 credit cards in India but when it comes to choosing the best credit card, we mostly take what's offered by the bank. However, it is very important to choose a card according to your spending pattern and lifestyle needs.It can give you considerable savings in the form of rewards, cashback, discounts and more. To begin your comparison, here is a list of top credit cards in India. We have talked about the major benefits of the cards along with a few reasons why we recommend them and which credit card is best in India. Click on the link to know more about the credit cards: https://karannegi.wixsite.com/creditguide/post/best-credit-cards-for-fair-credit-in-indiaWhat is a Good Credit Score Credit score set by CIBIL ranges from 300 to 900. The following are the various divisions of credit scores that determine the creditworthiness of the individual: A good credit score ranges from 750-900. The closer one is to 900, the greater the confidence of the lending institution will be in them. If the credit score is in between 650 and 750, it determines that the individual will not face too many hurdles while applying for credit cards and loans. A credit score that lies between 550 and 650 indicates that the individual is fairly regular with payments. The banks will be cautious but might trust them with new loans and credit cards if other criteria is met.A credit score that lies in between 350-550 is considered to be poor. It indicates that the individual has been defaulting on making payments and there are slim chances that their loan application would get approved. Also, banks would not be keen on giving them a new credit card. Eligibility Criteria for Credit Cards There are certain eligibility criteria that an individual needs to meet in order to avail a credit card. Some of these parameters are as follows:The applicant should be at least 18 years of age. Individuals below 18 years can only avail an add-on or a supplementary credit card. Every credit card has its own minimum annual income requirement. The applicant will have to submit proof of his income in the form of salary account statements. Applicant should have a good credit score. A good credit score will make it easier for the banks or other financial institutions to offer a credit card to the applicant. On the other hand, a poor credit score limits the applicant's options.       Hosted on Acast. See acast.com/privacy for more information.