Your American Express card may offer generous benefits such as rewards and bonuses, depending on which one you hold. But beyond these typical incentives that might come with your card, there are additional and often lesser-known perks that can save you money and that grant exclusive access to sought-after retailers and services. Click on the link to know about the american express card benefits : https://kirtibhargav.substack.com/p/american-express-credit-card-benefitsHere are some potentially helpful American Express card benefits you may not know you have. Not all the cards offer these perks some may provide only a few of the benefits listed below, but here's what you need to know. 1. Free shippingNowadays, free delivery is a coveted perk. Eligible American Express credit card holders can access just that through the complimentary benefit ShopRunner. Cardholders who enroll for ShopRunner benefits get free two-day delivery on qualifying purchases at more than 100 stores, as well as free shipping on returns. Terms apply. 2. Foodie benefitsDepending on which American Express card you have, you may have exclusive access to the restaurant reservation tool Resy through the issuer's app or dining credits to restaurant and grocery delivery services like Uber Eats, Grubhub, Seamless and Boxed. 3. American Express Pay It Plan ItThe issuer offers its version of the recently popular buy now, pay later. With the Pay It Plan It® feature, account holders can pay off small purchases under $100 immediately with Pay It® or use Plan It® to pay off large purchases of $100 or more in smaller monthly installments — with a fixed monthly fee instead of interest. 4. AmEx Pay Over TimeThe Platinum Card® from American Express, the American Express® Gold Card, and the American Express® Green Card all offer this Pay Over Time feature, which allows you to finance eligible purchases over an extended term, with interest. This makes it possible for cardholders to pay off the minimum amount due on their cards, and then pay the rest of their balance over time, with interest. 5. AmEx Send  SplitThe AmEx Send  Split option, which is only available on personal American Express credit cards, offers holders a hassle-free way of sending and dividing bills. The AmEx Send feature allows you to send money to other Venmo and PayPal customers without the usual 3% fee. Meanwhile, the Split it feature will enable you to divide up bills with other Venmo and PayPal users directly through the American Express app.  Hosted on Acast. See acast.com/privacy for more information.