In this episode of the Health or High Water podcast, host Tripp Parks engages with financial advisor Billy Stone to discuss the critical importance of long-term care planning. They explore the various aspects of financial planning related to elder care, the emotional and financial implications of unexpected health events, and the necessity of having conversations about long-term care insurance. Billy shares real-life stories that highlight the urgency of preparing for long-term care needs, emphasizing that it's never too early to start planning. The discussion also touches on the financial risks associated with aging and the importance of having a comprehensive plan in place to ensure that loved ones are taken care of in the future.   takeaways Long-term care planning is essential for everyone, regardless of age. Unexpected health events can drastically change family dynamics. Long-term care insurance can alleviate financial burdens later in life. It's important to have open conversations about long-term care needs. Every individual's long-term care plan should be tailored to their unique situation. Financial advisors play a crucial role in risk mitigation for long-term care. Educating oneself about long-term care options is vital. The earlier you start planning for long-term care, the better. Real-life stories illustrate the importance of being prepared. Long-term care policies are different from life insurance policies. They require careful consideration.   Chapters 00:00Introduction to Long-Term Care Planning 07:06Understanding Long-Term Care and Its Importance 14:01Real-Life Stories and Lessons Learned 21:04The Financial Planning Perspective 28:00Final Thoughts and Call to Action   Billy Stone - Linkedin & Thrivent Listen, Learn, and Take Action: Tune in now to discover how community, quality supplementation, and daily habits come together to transform health — no matter your age or experience. Subscribe to Health or High Water so you never miss an episode Follow me on Instagram (@Tripp_thepodcastguy) to get behind-the-scenes of my wellness brand Through Fire and upcoming senior fitness classes.  Check out Berski Meat Sticks: https://berskimeatsticks.com Use code HOHW for 10% off your order!  Check out Geneplanet: Genetic Tests Use code APT for 30% off your order! #FaithBasedFitness #PreventiveHealth #HealthOrHighWater #ThroughFireWellness #Berski #supplements #PodcastLife #ChristianEntrepreneur Subscribe & Leave a Review: If you enjoyed this episode, be sure to subscribe to Health or High Water on, or your favorite podcast platform. Don't forget to leave a review and share your thoughts with us! Thanks to our sponsors  Through Fire Wellness Solutions Health Profiling Book: Health Profiling, The Book! Gene Planet: Discount Code -(APT for 30% Off) Kalevala Labs: Shop Supplements Our clothes sponsor: You Vs. You Check out our blog: CLICK HERE We want to thank our distributor  Lybsin  We'd like to thank our hosting platforms: BabyBoomer.org Spotify Amazon Music Audible Youtube Deezer Google Podcast Other Considerations #nfl #mba #ncaa NCAA NFL MLB PAC12 NHL NBA #health #healthinstitute #ivtherapy #iv #healthpodcast #wellbeing #holistichealth #podcast #HealthorHighWater