Think mutual funds are just for finance pros? Think again. In this episode of Moneywise, Virat and Rachita break down everything first-time investors get wrong about mutual funds, from picking your first SIP to understanding why your bank balance isn’t growing (hint: inflation is silently eating it).Expect sharp insights, relatable money confessions, and zero jargon as we talk about: • How to actually start investing in mutual funds the smart way • Why “waiting for the right time” is the biggest mistake beginners make • Simple frameworks to build long-term wealth without feeling overwhelmedWhether you’re hoarding cash in your savings account or feeling lost in finance lingo, this episode will help you see money through a whole new lens — practical, simple, and a little bit savage.