FTM 504: America's Retirement Reckoning

America is facing a retirement reckoning. A recent survey shows Americans believe they need $2.1 million to retire comfortably. Yet 62% have saved less than $150,000.In this episode, Jerry breaks down:• The structural retirement savings gap• Why wages stopped keeping up with productivity• The Social Security shortfall projected by 2032• Inflation and sequence of returns risk• Longevity and healthcare shock risk• The Five Levels of Financial Freedom• The Three Bucket Strategy for retirement planning• Roth accounts, dividend income, and managing equity exposureRetirement is not an event. It is a long-term risk management strategy.