Every day, we face a multitude of scary realities that we don’t talk about nearly enough. For example, we don’t often talk about preparing for retirement, or even how we define success. Nobody really wants to talk about retirement, but the reality is that we’re always heading in that direction. Debbie Bloyd opens your eyes to the realities of planning retirement and how the decisions we make—or in many cases, do not make—can have a profound effect on our financial security as we live off our life’s earnings. Debbie enumerates the scary retirement statistics that nobody really wants to think about but are nevertheless painfully real. It pays to plan early and take necessary action, fix money mistakes and put up a comprehensive retirement plan before it hits us in the face.