In 2008, a conversation with retired army officers sparked an idea that changed everything for Yashish Dahiya — millions of Indians were risking their life savings without insurance or transparency. That moment gave birth to Policybazaar.Today, under PB Fintech, which clocks ₹30,000 Cr in ARR, Policybazaar and Paisabazaar are market leaders in health and term insurance, with a presence in 200+ cities. But Dahiya’s ambition is bigger - Rs 1 lakh crore in premiums over the next four years.On this episode of Young Turks Reloaded, Shereen Bhan speaks to PB Fintech Chairman and Group CEO Yashish Dahiya about his bold new mission: to solve India’s Social Security crisis.At the heart of it is a radical idea - flipping hospital incentives. Instead of profiting from illness, Dahiya wants hospitals to earn by keeping people healthy and lose money when patients get admitted.With health and life insurance reimagined, his next frontier: building a guaranteed pension system for India.