Planning to have a #dettydecember? On this episode, I share my personal hack for conquering the longest month in the history of finance — January, just after Christmas . I also announce that our -January Dip savings circle (Ajo) is open to new and existing listeners who might want save towards having a good January after a brilliantly #dettydecember . As always my email address funmiobieze@gmail.com is open for sponsorship and advert placement and even quick chats about the Podcast.